Nantucket, a picturesque island known for its cobblestone streets, historic homes, and coastal beauty, offers an escape like no other. From the timeless charm of Nantucket Town to the waterfront retreats in Sconset, Local Jumbo is your partner in securing a mortgage that complements the island’s unique allure.
Whether you envision life in a quaint Nantucket cottage or a luxurious seaside estate, connect with our network of Jumbo Verified™ lenders for competitive rates and tailored mortgage solutions that align with your Nantucket dreams.
Crafting Mortgage Solutions for Nantucket’s Coastal Diversity
Nantucket’s real estate landscape is as diverse as its scenic beauty. Our lenders specialize in mortgage strategies tailored to the unique charm of each Nantucket neighborhood and its coastal properties.
- Explore a variety of mortgage types ideal for Nantucket’s diverse homes: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Innovative financing options for a range of island properties, from historic cottages in Nantucket Town to waterfront estates in Sconset.
- Mortgage plans that capture the island character of Nantucket’s neighborhoods, whether you prefer the classic appeal of Madaket or the serene shores of Cisco.
- Expertise tailored to Nantucket’s real estate market, including Land, Construction, Bridge, Cross-Collateralization, and Foreign National loans.
- Competitive rates designed for purchasing or refinancing, reflecting the unique needs of Nantucket residents.
Island Living Enhanced by a Nantucket Mortgage
Nantucket offers a lifestyle where island living meets tranquility and elegance. Our lenders create mortgage solutions that enhance your Nantucket island experience.
2024 MASSACHUSETTS CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| BARNSTABLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERKSHIRE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRISTOL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUKES COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ESSEX COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMPDEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMPSHIRE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIDDLESEX COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| NANTUCKET COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| NORFOLK COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| PLYMOUTH COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| SUFFOLK COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| WORCESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND NANTUCKET
Neighborhoods
Brant Point, Cisco, Cliff, Dionis, Edge of Town, Fisher’s Landing, Hummock Pond, Madaket, Wauwinet, Town, Miacomet, Mid-Island, Monomoy, Tom Nevers, Surfside, Nashaquisset, Naushop & Pocomo.
Zip Codes
02554, 02564, 02584, 02670, 02671, 02639, 02646, 02673, 02664, 02647, 02659, 02669, 02672, 02645 & 02633
Counties
Nantucket County, Dukes County, Barnstable County, Plymouth County, Bristol County, Norfolk County, Suffolk County, Essex County, Middlesex County, Worcester County, Hampden County, Hampshire County, Franklin County & Berkshire County.